Among existing insurance products, cyber insurance is a lesser known type of policy, since it only began to exist after the Internet boomed in the early 2000s. It began gaining traction in 2005, which makes it much newer than its more ubiquitous...
Multi-Factor Authentication (MFA) sounds like a complicated term to understand, but it’s something you’re probably already doing every time you try to log into your bank account online or sign-up for a new account. MFA’s primary...
As the saying goes, there is no such thing as a free lunch. While of course this saying shouldn’t be taken literally, it simply reminds us of the reality that usually, when someone offers something for “free”, there is usually a...
From 2013 to 2015, over 1,200 cyber crimes were reported to the Philippine National Police Anti-Cybercrime Group (PNP ACG). Of these, 127 (or around 10%) were complaints about cyber identity theft. Cyber identity theft happens when a victim’s...
As a country with a large population of heavy Internet users, cashless mobile systems are quickly becoming the trend. Online banking is one way to maximize this digital space - cash transfers, online shopping payments, and other transactions can be...
The simplest definition of data privacy is that it is the branch of data security concerned about the proper handling of data. Whether or not you consent to give your data when it is requested of you, how this data is stored and protected, how you...
| BAP Spot USD/PHP | Today | Previous |
|---|---|---|
| Date | October 13, 2021 | October 12, 2021 |
| Open Time | 09:03:47 | 09:04:58 |
| Open | 50.82 | 50.86 |
| High | 50.83 | 50.9 |
| Low | 50.6 | 50.77 |
| Close | 50.655 | 50.85 |
| BAP AM Weighted Average | 50.711 | 50.835 |
| AM Volume | 446 | 459.82 |
| BAP PM Weighted Average | 50.673 | 50.818 |
| PM Volume | 659.4 | 298.05 |
| BAP Weighted Average | 50.688 | 50.828 |
| Total Volume | 1105.4 | 757.87 |
| FX Settlement Rate | 50.711 | 50.835 |
The Philippine Interbank Reference Rate (“PHIREF”) is solely owned and calculated by Bloomberg Finance L.P. and/or its affiliates (“Bloomberg”), under an agreement with the Bankers Association of the Philippines (“BAP”). PHIREF provided on this website is solely for internal business or personal use.
