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  • The Perils of Identity Theft


    From 2013 to 2015, over 1,200 cyber crimes were reported to the Philippine National Police Anti-Cybercrime Group (PNP ACG). Of these, 127 (or around 10%) were complaints about cyber identity theft. Cyber identity theft happens when a victim’s...

  • A Message to Bankers


    Dear Fellow Bankers, In the last two weeks, since the introduction of the Enhanced Community Quarantine (“ECQ”) in response to COVID-19, our member banks have taken extraordinary steps to continue to serve banking customers. At the same...

  • Message to Member Banks


    Dear Fellow Bankers,   Stand by your posts!   There is a reason that the banking industry was carved out of the Enhanced Community Quarantine Program. The banking industry must continue to operate even under the most difficult of...

  • Why You Shouldn’t Accept Free Things Online


    As the saying goes, there is no such thing as a free lunch.   While of course this saying shouldn’t be taken literally, it simply reminds us of the reality that usually, when someone offers something for “free”, there is usually a...

  • Why You Should Enable Multi-Factor Authentication


    Multi-Factor Authentication (MFA) sounds like a complicated term to understand, but it’s something you’re probably already doing every time you try to log into your bank account online or sign-up for a new account.   MFA’s primary...

  • What is Cyber Insurance?


    Among existing insurance products, cyber insurance is a lesser known type of policy, since it only began to exist after the Internet boomed in the early 2000s. It began gaining traction in 2005, which makes it much newer than its more ubiquitous...

BAP Spot USD/PHP Today Previous
DateMarch 30, 2020March 27, 2020
Open Time09:10:3409:00:31
BAP AM Weighted Average51.04450.889
AM Volume168296.7
BAP PM Weighted Average51.04450.933
PM Volume147.35159.5
BAP Weighted Average51.04450.905
Total Volume315.35456.2
FX Settlement Rate51.04450.889
Updates every 15 minutes (March 30, 2020 11:25:pm)

Foreign Exchange Summary

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1 US Dollar equals

50.96 Philippine Peso

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The Philippine Interbank Reference Rate (“PHIREF”) is solely owned and calculated by Bloomberg Finance L.P. and/or its affiliates (“Bloomberg”), under an agreement with the Bankers Association of the Philippines (“BAP”). PHIREF provided on this website is solely for internal business or personal use.