Sample scam texts requesting the receiver for their OTPs under the guise of a generated bank text. One-time passwords (OTP), simply put, are temporary passwords that are generated and sent to the bank clients as they conduct transactions...
The Digital 2019 report of Hootsuite and We Are Social found that in 2018, Filipinos are the world’s heaviest Internet users. Interestingly, 54% of Filipinos use their mobile Internet for mobile banking, and for good reason: mobile banking saves a...
ONE great thing about living in a thriving digital age is having a multitude of helpful and nifty apps do useful things for us at a flick of our fingers. However, though these apps might be free, it’s highly likely that they are monetizing app...
BANK frauds in this digital age have become more rampant than ever. From the traditional card skimming method to bank impersonation via text or email, bank frauds operate in ways that blindside many people, even vigilant ones. So what do you do you...
Individuals have something that hackers and scammers want—personal information, home banking, Netflix detail, etc.—and try to come up with different ways to attain it. With the enhanced community quarantine underway, it’s the same MO but a...
COVID-19 isn’t the only threat we have to prepare ourselves for at the moment. Unlike the virus going around, this particular threat is one we least expect and have no way to physically ward away. That is, cybersecurity threats. With...
|BAP Spot USD/PHP||Today||Previous|
|Date||October 27, 2020||October 26, 2020|
|BAP AM Weighted Average||48.442||48.39|
|BAP PM Weighted Average||48.42||48.391|
|BAP Weighted Average||48.436||48.39|
|FX Settlement Rate||48.442||48.39|
The Philippine Interbank Reference Rate (“PHIREF”) is solely owned and calculated by Bloomberg Finance L.P. and/or its affiliates (“Bloomberg”), under an agreement with the Bankers Association of the Philippines (“BAP”). PHIREF provided on this website is solely for internal business or personal use.