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Financial Inclusion June 21, 2023

ASEAN Interoperable Data Framework

In July 2021, the ASEAN Bankers Association (ABA) Interoperable Data Framework (IDF) Taskforce was created to drive the development of the IDF across ASEAN.

The objective of the ASEAN Banking Interoperable Data Framework (IDF) is to create an inter-territory flow of data without imposing such regulatory requirements to override existing policies for interoperability and data regulations that may exist in the ASEAN member states. 

The intent of the Framework is to establish minimum practices for safe and secure data sharing. 

With stronger safeguards and clarity on regulatory compliance, banks across all ASEAN nations will be more ready to interoperate their data and consequently benefit consumers with more personalized goods and services.



“To facilitate cross-border flow of data in a safe and secure manner for the banking financial institutions within ASEAN Member States.”


Key objectives 

  1. Foster innovation in financial services
  2. Establish interoperable standards for data sharing
  3. Foster collaboration and trust


Guiding Design Principles

The development of the framework will be underpinned by the following design guiding principles:

  1. Trustworthiness
  2. Practicality
  3. Standardization
  4. Openness


Learn more about the ASEAN Banking Interoperable Data Framework with the following resources: